Give your family peace of mind while you build yourself up
Term life insurance provides coverage for a set period or “term.” If the policyholder passes away during this term, their beneficiaries receive a payout, ensuring financial protection for their loved ones. This type of insurance is ideal for those seeking an affordable way to protect their family from unexpected financial hardships, such as paying off debts, mortgages, or covering living expenses.
At Sakinah, we offer term life insurance that follows the Takaful model. This means that your contributions are pooled together with other participants to form a mutual fund. In the spirit of mutual aid and cooperation, the pooled funds are used to support any participant facing loss, ensuring financial support for their families.
Unlike conventional insurance where the company profits from unused premiums, any surplus funds in our Takaful pool are either reinvested ethically or redistributed back to participants, ensuring transparency and fairness for all.
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Choose from coverage terms that suit your financial planning needs—whether it’s 10, 20, or 30 years
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Term life insurance is typically more affordable than whole life options, making it an accessible way to secure your family’s future
All contributions are invested in Shariah-compliant assets, ensuring your policy is free from Riba (interest) and aligned with Islamic values
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The Takaful model ensures that you are part of a community that supports each other, with any surplus shared among participants
Term life is a good option if you...
If your family relies on your income to cover daily expenses, education, or long-term goals, term life insurance provides a safety net to ensure their needs are met, even in your absence. It offers peace of mind knowing your loved ones are cared for.
Term life insurance is ideal for covering significant financial responsibilities that have an end date. Whether it’s paying off a mortgage, funding your child’s education, or covering other debts, this coverage ensures those obligations won’t become a burden for your family.
Term life insurance offers affordable coverage, making it an excellent choice for families on a budget. With Shariah-compliant insurance from Sakinah, you can secure financial protection while staying true to your faith.
Decide the coverage length and amount that will suit your family's needs best
Fill out the form with some basic details including your desired coverage
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