Provide lifelong security for your family with coverage that grows while staying true to your values.
Whole life insurance is a type of coverage that protects you for your entire life, ensuring that your family is financially secure no matter when you pass away. In addition to lifetime protection, it also builds cash value over time, which can be accessed if needed. This flexibility makes it a great option for those looking to combine financial protection with long-term savings.
At Sakinah, our whole life insurance operates under the Takaful model, meaning that contributions are pooled to help support all participants in times of need. Your payments are used for two purposes: to cover potential claims for your fellow participants and to invest in Shariah-compliant assets to grow your policy’s cash value.
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Your family is protected for life, ensuring they are supported whenever you pass away.
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Contributions build cash value over time, providing you with financial flexibility in the future.
All contributions are invested in Shariah-compliant assets, ensuring your policy is free from Riba (interest) and aligned with Islamic values
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The Takaful model ensures that you are part of a community that supports each other, with any surplus shared among participants
Whole life insurance generally has higher premiums than term life insurance because it provides lifelong coverage, ensuring your family is protected whenever you pass away. Additionally, part of your contributions builds cash value over time, which grows and can be accessed during your lifetime. As a permanent policy, coverage and cash value continue as long as contributions are made. While whole life insurance offers greater benefits and flexibility, it’s important to evaluate your financial goals and needs when choosing the right plan.
Whole Life Insurance is a good option if you...
Whole life insurance ensures your loved ones are financially secure no matter when you pass away. It provides peace of mind knowing your family will always have the support they need.
With whole life insurance, part of your contributions builds cash value over time. This can be accessed during your lifetime for unexpected expenses, making it a valuable savings component alongside your coverage.
Whole life insurance comes with higher contributions compared to term life, but it offers more value through lifelong protection and cash value growth. It’s a good choice for those with the financial ability to invest in long-term security for their family.
Decide the coverage length and amount that will suit your family's needs best
Fill out the form with some basic details including your desired coverage
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